NetWorth2b - If You Don't Have a Money Tree

Description

This book promotes financial literacy and financial independence. It can help anyone make the most of their hard-earned money with achievable goals, a realistic budget, expense tracking, retirement savings, and much more. Based on years of experience in private practice, this author offers a new and improved approach to personal financial management.

Excerpt

This book delivers actionable information that encourages you to fully engage in the process. The emphasis is on what you need to know, and what you need to do. Each chapter starts with an overview of the topic; and then recommends an action plan. This gives you an opportunity to apply the material covered in the chapter to your personal situation, before moving forward. It may take some time and effort; but learning how to apply the concepts in real-life, is where the value lies.

First Sentence

Surveys have found that more than 50% of the US population live from paycheck to paycheck. Since these people do not have a money tree, they will not be prepared for emergencies or for future opportunities. Nonetheless, they are not managing their money; they’re just spending it... and hoping for the best. It's one thing if their income does not allow for other options, but quite another it they’re just not paying attention.

Subjects